Start free, upgrade when your money needs a sharper light. Every plan keeps your data private by default.
| Feature | First lightFree | Glow₹499/mo | Radiant₹999/mo |
|---|---|---|---|
| Statement uploadsHow many bank statements you can put through the pipeline. | 1 | Unlimited | Unlimited |
| Spending dashboardWhere your money goes — categories, merchants, and the rhythm of your month. | Included | Included | Included |
| Category breakdownEvery category ranked by what you actually spent. | Included | Included | Included |
| Statement historyEverything you have uploaded, grouped by bank. | Included | Included | Included |
| Health score & your next moveA score out of 100 with the working behind it, the risks worth knowing, and the single highest-impact thing to do. | Included | Included | Included |
| Cash-flow analysisIncome against expenses month by month, and what you saved or overspent. | Not included | Included | Included |
| Your moves, rankedEvery recommendation with what it is worth a year, how confident we are, and the effort involved. | Not included | Included | Included |
| Recurring expense detectionSubscriptions, EMIs and standing commitments found automatically. | Not included | Included | Included |
| Anomaly flagsDuplicate charges, surprise fees, price rises and outlier payments. | Not included | Included | Included |
| Multi-bank supportStatements from more than one bank, merged into one picture. | Not included | Included | Included |
| Trend vs. your own baselinePer-category history against your six-month average — is this normal for you? | Not included | Not included | Included |
| Trajectory projection & the full reportWhere you land in a year if nothing changes — and if you act — plus the seven sections of written analysis. | Not included | Not included | Included |
| Goal simulation & projectionsMonte Carlo feasibility on a savings goal, with what it would take to get there. | Not included | Not included | Included |
| Priority processingYour statements jump the queue ahead of free-plan runs. | Not included | Not included | Included |